EnCircle Collections Services

Customize your collection service with any of EnCircle's Collection Programs


Premium Collections

Free check collection with rapid placement. Simply instruct your bank to forward your returned checks to EnCircle for immediate placement into our collection service, or mail us your checks within 15 days, and we'll pay you 100% of the face value of you check as it is collected.

Our electronic redeposit system and check processing technology ensures your checks will be acted upon immediately and that you will receive the highest collection rates in the industry. In fact, your checks will have the exact same collection efforts that we give to EnCircle's own checks that were purchased through our guarantee program.

It's that simple. Of course, you also always have the option of sending in your older checks or your non-check items. We'll give them exact same attention, and our rates on these items are among the lowest in the industry.

Matched Collections
We'll match your current check collection rate, but we'll collect 110% more than your current provider. Guaranteed. We're that sure of our ability.

Value Collections
A low cost option of reminder letters, electronic redeposit, and phone call designed to remind your valued, regular customers of their obligation. A discrete and customer-friendly alternative. $15 per placement.

Centralized Check Returns
EnCircle's Centralized Check Return program provides the merchant the ability to consolidate returned checks to a single processing account and location. This results in streamlined handling of returns, quicker and easier placement into the next collection step process, a reduction of bank fees and check handling costs, and a process which is much easier to manage.

Represented Check Entry
EnCircle's RCK program electronically accelerates the collection of consumer paper checks that have been returned by the bank for insufficient funds. This service greatly increases the likelihood of a check clearing since electronic transactions are processed before paper transactions by the banking community. It also may reduce bank service fees since items tend to bounce fewer times when utilizing RCK.

Collections with Verification
Reduce your losses on the front end with EnCircle's world class check verification system via telephone or your credit card terminal.

Our verification program is so simple and effective, EnCircle was selected to be the first third party provider of the Visa POS Check program used by major national banks and processors. It's an inexpensive, proven way to minimize your check concerns and give you peace of mind.

Service Fee Revenue Share
Turn your returned checks into a revenue stream with EnCircle's service fee revenue share program. It's easy to implement, and service fees will be recovered electronically.

Check Guarantee
For the ultimate piece of mind, sidestep the entire returned check scenario by subscribing to EnCircle's Guarantee program. Let EnCircle worry about carrying the loss. For 25 years we've guaranteed billions of dollars for thousands of merchants.
Call 800-827-1100 ext. 655 for details.

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